Returns
Growth option. Annualised, to 09 Oct 2026.
| 1 year | 3 years | 5 years | |
|---|---|---|---|
| Direct plan | 1.2% | 6.5% | 6.7% |
| Regular plan | 0.7% | 6.0% | 6.2% |
NAV on 09 Oct 2026: ₹14.8856 for the direct plan and ₹14.478 for the regular plan. A fund's NAV already has its costs taken out, so these are the returns an investor received, before tax.
SBI Retirement Benefit Fund - Conservative Plan is a retirement fund.
Direct plan against regular plan
Both plans hold the same portfolio. Over 5 years, the direct plan returned 6.7% a year and the regular plan 6.2%. The difference of 0.51% a year is mostly the commission the regular plan pays a distributor.
See what that costs over timeWhy there is no ranking here
Funds in this category are not ranked here, because they invest in different things and their returns are not like for like. Look at what the fund invests in, what it costs, and how it fits with the rest of what you hold.
Check your whole portfolio
One fund says little on its own. Add everything you hold to see what you pay in commissions, which funds double up and where the portfolio is lopsided.
Check your portfolioTalk it through first
Whether a fund belongs in your portfolio depends on your goals, your tax position and what else you own. An advisor will go through it with you on a free call.
Talk to an advisorOther retirement funds
The 29 funds in this category with at least a year behind them. See their returns side by side.
Questions
What is the return of SBI Retirement Benefit Fund - Conservative Plan?
As of 09 Oct 2026, the direct plan of SBI Retirement Benefit Fund - Conservative Plan returned 1.2% over 1 year, 6.5% a year over 3 years, 6.7% a year over 5 years. The regular plan returned 6.2% a year over 5 years. Returns over more than a year are annualised.
What is the NAV of SBI Retirement Benefit Fund - Conservative Plan?
NAV on 09 Oct 2026: ₹14.8856 for the direct plan and ₹14.478 for the regular plan. NAVs are published by AMFI at the end of each business day.
What is the difference between the direct and regular plan of SBI Retirement Benefit Fund - Conservative Plan?
They hold the same portfolio, run by the same manager. The regular plan pays a commission to a distributor each year, so it returned 0.51% a year less over 5 years.
Why is SBI Retirement Benefit Fund - Conservative Plan not ranked?
Funds in this category are not ranked here, because they invest in different things and their returns are not like for like. Look at what the fund invests in, what it costs, and how it fits with the rest of what you hold.
This page is information, not a recommendation to buy, sell or hold any fund. Returns are annualised, for the growth option, from NAVs published by AMFI. A ranking by past return says nothing certain about the future, and the right fund for you depends on your goals and the rest of your portfolio.
Invsify Technologies Private Limited is a SEBI Registered Investment Adviser, Registration No. INA000020572. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future results.