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Retirement funds and their returns

The 29 retirement funds with at least a year behind them, with their returns over 1, 3 and 5 years.

SEBI Registered Investment Adviser · INA000020572 · Fee-only, zero commissions

Retirement funds and their returns

Direct plans, growth option, in alphabetical order. Annualised returns to 09 Oct 2026.

Fund1 year3 years5 years
Aditya Birla Sun Life Retirement Fund-The 30s Plan10.1%15.5%11.3%
Aditya Birla Sun Life Retirement Fund-The 40s Plan-1.6%10.1%8.2%
Aditya Birla Sun Life Retirement Fund-The 50s Plan2.6%7.8%6.7%
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan3.1%5.9%5.0%
Axis Retirement Fund - Aggressive Plan-3.8%10.0%6.0%
Axis Retirement Fund - Conservative Plan-2.5%6.8%5.5%
Axis Retirement Fund - Dynamic Plan-3.7%10.9%7.3%
Bandhan Retirement Fund-2.9%n/an/a
Baroda BNP Paribas Retirement Fund0.9%n/an/a
Franklin India Retirement Fund-2.0%7.2%6.7%
HDFC Retirement Fund - Equity Plan-7.8%8.6%10.7%
HDFC Retirement Fund - Hybrid-Debt Plan-0.5%6.6%6.8%
HDFC Retirement Fund - Hybrid-Equity Plan-7.2%6.9%8.3%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan1.9%16.8%13.9%
ICICI Prudential Retirement Fund Hybrid Conservative Plan3.2%9.5%8.4%
ICICI Prudential Retirement Fund Pure Debt Plan3.5%6.6%5.9%
ICICI Prudential Retirement Fund Pure Equity Plan1.9%18.9%17.6%
Nippon India Retirement Fund- Income Generation Scheme-1.4%6.5%5.8%
Nippon India Retirement Fund- Wealth Creation Scheme-5.8%9.5%9.2%
PGIM India Retirement Fund-1.4%n/an/a
SBI Retirement Benefit Fund - Aggressive Hybrid Plan-0.7%8.6%9.8%
SBI Retirement Benefit Fund - Aggressive Plan-3.4%7.6%9.7%
SBI Retirement Benefit Fund - Conservative Hybrid Plan-0.1%6.7%7.2%
SBI Retirement Benefit Fund - Conservative Plan1.2%6.5%6.7%
Tata Retirement Savings Fund-Conservative Plan2.3%7.5%6.2%
Tata Retirement Savings Fund-Moderate Plan2.0%11.4%9.2%
Tata Retirement Savings Fund-Progressive Plan1.9%11.9%9.2%
Union Retirement Fund0.6%12.0%n/a
UTI Retirement Fund-0.8%8.3%8.2%

Why these are not ranked

Funds in this category are not ranked here, because they invest in different things and their returns are not like for like.

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Other categories

10-year Constant Maturity GiltAggressive HybridArbitrageBalanced AdvantageBanking and PSUChildren'sConservative HybridCorporate BondCredit RiskDividend YieldDomestic Fund of FundsDynamic BondELSSEquity SavingsFlexi CapFloaterFocusedGiltIndexLarge & Mid CapLarge CapLiquidLong DurationLow DurationMedium DurationMedium to Long DurationMid CapMoney MarketMulti Asset AllocationMulti CapOvernightOverseas Fund of FundsSectoral and ThematicShort DurationSmall CapUltra Short DurationValue

Questions

What returns have retirement funds given?

It varies widely, because these funds invest in different things. Each fund's return over 1, 3 and 5 years to 09 Oct 2026 is listed above, measured by its direct plan.

Why are retirement funds not ranked here?

Funds in this category are not ranked here, because they invest in different things and their returns are not like for like.

What should I look at when choosing a retirement fund?

Look at what the fund invests in, what it costs, and how it fits with the rest of what you hold. What suits you depends on your goals and the rest of your portfolio.

This page is information, not a recommendation to buy, sell or hold any fund. Returns are annualised, for the growth option, from NAVs published by AMFI. A ranking by past return says nothing certain about the future, and the right fund for you depends on your goals and the rest of your portfolio.

Invsify Technologies Private Limited is a SEBI Registered Investment Adviser, Registration No. INA000020572. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future results.