Gilt funds and their returns
Direct plans, growth option, in alphabetical order. Annualised returns to 09 Oct 2026.
| Fund | 1 year | 3 years | 5 years |
|---|---|---|---|
| Aditya Birla Sun Life Gilt Fund | 0.5% | 5.8% | 5.0% |
| Axis Gilt Fund | 2.9% | 7.2% | 5.9% |
| Bajaj Finserv Gilt Fund | 3.2% | n/a | n/a |
| Bandhan Gilt Fund | 7.3% | 8.5% | 6.5% |
| Baroda BNP Paribas Gilt Fund | 2.0% | 6.7% | 5.6% |
| Canara Robeco Gilt Fund | 1.8% | 6.2% | 5.3% |
| DSP Gilt Fund | 1.9% | 6.9% | 5.9% |
| Edelweiss Gilt Fund | 0.5% | 6.1% | 5.2% |
| Franklin India Gilt Fund | 4.4% | 6.5% | 5.4% |
| Groww Gilt Fund | 0.6% | n/a | n/a |
| HDFC Gilt Fund | 2.0% | 6.4% | 5.4% |
| HSBC Gilt Fund | 1.4% | 6.1% | n/a |
| ICICI Prudential Gilt Fund | 2.7% | 6.7% | 6.3% |
| Invesco India Gilt Fund | 1.5% | 6.5% | 5.6% |
| Kotak Gilt Fund | 1.3% | 5.8% | 5.3% |
| LIC MF Gilt Fund | 1.5% | 5.6% | 4.9% |
| Nippon India Gilt Fund | 2.5% | 6.5% | 5.6% |
| PGIM India Gilt Fund | 0.7% | 6.2% | 5.4% |
| quant Gilt Fund | 2.4% | 5.9% | n/a |
| SBI Gilt Fund | 3.0% | 6.7% | 6.2% |
| Tata Gilt Fund | 1.0% | 6.5% | 5.7% |
| Union Gilt Fund | -0.7% | 5.1% | n/a |
| UTI - Gilt Fund | 4.0% | 6.7% | 5.6% |
| Middle of the category | 1.9% | 6.5% | 5.6% |
Why these are not ranked
Debt funds are not ranked by return here. Among them, a higher return usually means more risk was taken, with credit or with interest rates.
For a debt fund, look at what it holds before what it returned: the credit quality of its bonds, how sensitive it is to interest rates, and whether its time frame matches how long you will hold it.
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Questions
What returns have gilt funds given?
Over the periods to 09 Oct 2026, the middle fund among gilt funds returned 1.9% over 1 year, 6.5% a year over 3 years, 5.6% a year over 5 years, measured by direct plans. Individual funds are listed above.
Why are gilt funds not ranked here?
Debt funds are not ranked by return here. Among them, a higher return usually means more risk was taken, with credit or with interest rates.
What should I look at when choosing a gilt fund?
For a debt fund, look at what it holds before what it returned: the credit quality of its bonds, how sensitive it is to interest rates, and whether its time frame matches how long you will hold it. What suits you depends on your goals and the rest of your portfolio.
This page is information, not a recommendation to buy, sell or hold any fund. Returns are annualised, for the growth option, from NAVs published by AMFI. A ranking by past return says nothing certain about the future, and the right fund for you depends on your goals and the rest of your portfolio.
Invsify Technologies Private Limited is a SEBI Registered Investment Adviser, Registration No. INA000020572. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future results.