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Liquid funds and their returns

The 36 liquid funds with at least a year behind them, with their returns over 1, 3 and 5 years.

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Liquid funds and their returns

Direct plans, growth option, in alphabetical order. Annualised returns to 09 Oct 2026.

Fund1 year3 years5 years
360 ONE Liquid Fund6.3%6.8%6.2%
Aditya Birla Sun Life Liquid Fund6.6%7.0%6.5%
Axis Liquid Fund6.6%7.0%6.5%
Bajaj Finserv Liquid Fund6.6%7.0%n/a
Bandhan Liquid Fund6.5%6.9%6.4%
Bank Of India Liquid Fund6.6%7.0%6.4%
Baroda BNP Paribas Liquid Fund6.5%6.9%6.4%
Canara Robeco Liquid Fund6.5%7.0%6.4%
DSP Liquid Fund6.6%7.0%6.4%
Edelweiss Liquid Fund6.6%7.0%6.4%
Franklin India Liquid Fund6.6%7.0%6.4%
Groww Liquid Fund6.6%7.0%6.3%
HDFC Liquid Fund6.5%6.9%6.4%
ICICI Prudential Liquid Fund -6.5%7.0%6.4%
Invesco India Liquid Fund6.6%7.0%6.4%
ITI Liquid Fund6.2%6.7%6.2%
JioBlackRock Liquid Fund6.6%n/an/a
JM Liquid Fund6.5%6.9%6.3%
Kotak Liquid Fund6.5%7.0%6.4%
LIC MF Liquid Fund6.5%6.9%6.4%
Mahindra Manulife Liquid Fund6.6%7.0%6.4%
Mirae Asset Liquid Fund6.5%7.0%6.4%
Nippon India Liquid Fund6.6%7.0%6.4%
Parag Parikh Liquid Fund6.5%6.7%6.1%
PGIM India Liquid Fund6.6%7.0%6.4%
Quant Liquid Fund6.1%6.8%6.3%
Quantum Liquid Fund6.0%6.5%6.1%
SBI Liquid Fund6.5%6.9%6.4%
Shriram Liquid Fund6.4%n/an/a
Sundaram Liquid Fund6.6%7.0%n/a
Tata Liquid Fund6.6%7.0%6.4%
Trustmf Liquid Fund6.5%6.9%6.4%
Unifi Liquid Fund5.9%n/an/a
Union Liquid Fund6.6%7.0%6.4%
UTI - Liquid Fund-89.3%-50.4%-32.9%
WhiteOak Capital Liquid Fund6.5%6.9%6.2%
Middle of the category6.5%7.0%6.4%

Why these are not ranked

Debt funds are not ranked by return here. Among them, a higher return usually means more risk was taken, with credit or with interest rates.

For a debt fund, look at what it holds before what it returned: the credit quality of its bonds, how sensitive it is to interest rates, and whether its time frame matches how long you will hold it.

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Other categories

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Questions

What returns have liquid funds given?

Over the periods to 09 Oct 2026, the middle fund among liquid funds returned 6.5% over 1 year, 7.0% a year over 3 years, 6.4% a year over 5 years, measured by direct plans. Individual funds are listed above.

Why are liquid funds not ranked here?

Debt funds are not ranked by return here. Among them, a higher return usually means more risk was taken, with credit or with interest rates.

What should I look at when choosing a liquid fund?

For a debt fund, look at what it holds before what it returned: the credit quality of its bonds, how sensitive it is to interest rates, and whether its time frame matches how long you will hold it. What suits you depends on your goals and the rest of your portfolio.

This page is information, not a recommendation to buy, sell or hold any fund. Returns are annualised, for the growth option, from NAVs published by AMFI. A ranking by past return says nothing certain about the future, and the right fund for you depends on your goals and the rest of your portfolio.

Invsify Technologies Private Limited is a SEBI Registered Investment Adviser, Registration No. INA000020572. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future results.