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UTI Mutual Fund schemes

The 65 UTI funds with a direct plan and at least a year behind them: returns over 1, 3 and 5 years, and where each equity fund ranks in its category.

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UTI equity funds, with their category ranks

Direct plans, growth option. Annualised returns to 09 Oct 2026. The rank is each fund's place among the funds of its own category.

Fund	Category	1 year	3 years	5 years	Rank in category
UTI - Dividend Yield Fund	Dividend Yield	-5.8%	11.6%	9.3%	6 of 6, 5 years
UTI - Flexi Cap Fund.	Flexi Cap	-4.5%	7.5%	3.7%	27 of 27, 5 years
UTI - Large Cap Fund	Large Cap	-8.4%	6.4%	5.7%	24 of 27, 5 years
UTI - Mid Cap Fund	Mid Cap	-0.6%	10.8%	10.3%	19 of 21, 5 years
UTI ELSS Tax Saver Fund	ELSS	-7.6%	7.1%	6.2%	28 of 30, 5 years
UTI Focused Fund (30 stocks)	Focused	-5.7%	8.8%	8.5%	18 of 22, 5 years
UTI Large & Mid Cap Fund	Large & Mid Cap	-2.4%	13.4%	12.4%	8 of 26, 5 years
UTI Multi Cap Fund	Multi Cap	-0.6%	n/a	n/a	21 of 31, 1 year
UTI Small Cap Fund	Small Cap	2.9%	13.0%	13.5%	14 of 21, 5 years
UTI Value Fund	Value	-7.7%	10.9%	9.7%	14 of 16, 5 years

Of its 9 equity funds with a five year record, 1 sit in the upper half of their category by return.

UTI debt funds

Direct plans, growth option, in alphabetical order. These are listed with their returns and are not ranked.

Fund	Category	1 year	3 years	5 years
UTI - Corporate Bond Fund	Corporate Bond	4.7%	7.3%	6.3%
UTI - Credit Risk Fund.	Credit Risk	6.1%	7.7%	7.0%
UTI - Gilt Fund	Gilt	4.0%	6.7%	5.6%
UTI - Liquid Fund	Liquid	-89.3%	-50.4%	-32.9%
UTI - Money Market Fund	Money Market	6.5%	7.4%	6.8%
UTI - Overnight Fund	Overnight	5.3%	6.0%	5.8%
UTI 10 year Constant Maturity Gilt Fund	10-year Constant Maturity Gilt	1.8%	6.9%	n/a
UTI Banking & PSU Debt Fund	Banking and PSU	6.0%	7.6%	7.8%
UTI Dynamic Term Fund	Dynamic Bond	4.5%	7.4%	7.7%
UTI Floating Interest Rates Fund	Floater	6.0%	7.1%	6.3%
UTI Long Term Fund	Long Duration	0.1%	5.8%	n/a
UTI Medium Term Fund	Medium Duration	3.9%	6.8%	5.9%
UTI Medium to Long Term Fund	Medium to Long Duration	2.9%	6.5%	7.0%
UTI Short Term Fund	Short Duration	4.8%	7.3%	6.6%
UTI Ultra Short Term Fund	Ultra Short Duration	6.7%	7.3%	6.7%
UTI Ultra Short to Short Term Fund	Low Duration	6.1%	7.3%	6.6%

UTI fund of funds funds

Direct plans, growth option, in alphabetical order. These are listed with their returns and are not ranked.

Fund	Category	1 year	3 years	5 years
UTI Gold ETF Fund of Fund	Domestic Fund of Funds	20.8%	36.4%	n/a
UTI Income Plus Arbitrage Active Fund of Fund	Domestic Fund of Funds	5.3%	n/a	n/a
UTI Silver ETF Fund of Fund	Domestic Fund of Funds	31.4%	43.6%	n/a

UTI hybrid funds

Direct plans, growth option, in alphabetical order. These are listed with their returns and are not ranked.

Fund	Category	1 year	3 years	5 years
UTI - Arbitrage Fund	Arbitrage	6.6%	7.3%	6.7%
UTI - Equity Savings Fund	Equity Savings	1.3%	7.8%	8.1%
UTI - Unit Linked Insurance Plan	Balanced Advantage	0.2%	7.6%	5.6%
UTI Aggressive Hybrid Fund	Aggressive Hybrid	-3.7%	9.7%	9.7%
UTI Balanced Advantage Fund	Balanced Advantage	-3.8%	7.8%	n/a
UTI Conservative Hybrid Fund	Conservative Hybrid	0.0%	7.5%	6.7%
UTI Multi Asset Allocation Fund	Multi Asset Allocation	0.2%	14.7%	12.5%

UTI index funds

Direct plans, growth option, in alphabetical order. These are listed with their returns and are not ranked.

Fund	Category	1 year	3 years	5 years
UTI - Nifty Next 50 Index Fund	Index	0.1%	15.9%	10.1%
UTI BSE Housing Index Fund	Index	-11.8%	5.9%	n/a
UTI BSE Low Volatility Index Fund	Index	-10.4%	5.8%	n/a
UTI BSE Sensex Index Fund	Index	-11.1%	4.4%	n/a
UTI Crisil SDL Maturity April 2033 Index Fund	Index	3.5%	6.9%	n/a
UTI Crisil SDL Maturity June 2027 Index Fund	Index	5.8%	7.6%	n/a
UTI Nifty 200 Momentum 30 Index Fund	Index	-5.8%	9.1%	8.1%
UTI Nifty 200 Quality 30 Index Fund	Index	-8.4%	n/a	n/a
UTI Nifty 50 Index Fund	Index	-9.8%	5.9%	5.7%
UTI Nifty 500 Value 50 Index Fund	Index	2.4%	19.8%	n/a
UTI Nifty Alpha Low-Volatility 30 Index Fund	Index	-6.9%	n/a	n/a
UTI Nifty India Manufacturing Index Fund	Index	-0.1%	n/a	n/a
UTI Nifty Midcap 150 Index Fund	Index	-0.1%	n/a	n/a
UTI Nifty Midcap 150 Quality 50 Index Fund	Index	-6.2%	7.3%	n/a
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Index	2.8%	n/a	n/a
UTI Nifty Private Bank Index Fund	Index	-1.1%	n/a	n/a
UTI Nifty SDL Plus AAA PSU Bond Apr 2028- 75:25 Index Fund	Index	5.4%	7.6%	n/a
UTI Nifty50 Equal Weight Index Fund	Index	-4.7%	9.9%	n/a

UTI sector and theme funds

Direct plans, growth option, in alphabetical order. These are listed with their returns and are not ranked.

Fund	Category	1 year	3 years	5 years
UTI - Banking and Financial Services Fund	Sectoral and Thematic	-0.5%	12.3%	10.7%
UTI - Healthcare Fund	Sectoral and Thematic	13.2%	22.4%	15.0%
UTI - India Consumer Fund	Sectoral and Thematic	-8.4%	8.5%	7.2%
UTI - Infrastructure Fund	Sectoral and Thematic	-3.3%	11.2%	12.1%
UTI - MNC Fund	Sectoral and Thematic	-4.7%	7.5%	6.9%
UTI - Transportation and Logistics Fund	Sectoral and Thematic	-5.4%	16.4%	17.2%
UTI Innovation Fund	Sectoral and Thematic	-7.1%	n/a	n/a
UTI Quant Fund	Sectoral and Thematic	-4.8%	n/a	n/a

UTI solution oriented funds

Direct plans, growth option, in alphabetical order. These are listed with their returns and are not ranked.

Fund	Category	1 year	3 years	5 years
UTI Children's Equity Fund	Children's	-9.5%	6.3%	5.5%
UTI Children's Hybrid Fund	Children's	-2.7%	6.2%	5.8%
UTI Retirement Fund	Retirement	-0.8%	8.3%	8.2%

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Questions

How many schemes does UTI Mutual Fund have?

This page lists 65 UTI schemes: every open-ended fund of the house with a direct plan and at least a year of history, of which 10 are diversified equity funds. Exchange traded funds and newer funds are not included.

Which UTI mutual fund has given the highest return?

Over the five years to 09 Oct 2026, UTI - Transportation and Logistics Fund returned the most among UTI funds: 17.2% a year in its direct plan. Funds in different categories carry different risk, so this is not a like-for-like comparison, and past returns do not tell you which fund will lead next.

How are UTI funds ranked here?

Each diversified equity fund is ranked against the funds of its own category, by the annualised return of its direct plan. Debt, hybrid, index and sector funds are listed with their returns and are not ranked, because returns across them are not like for like.

This page is information, not a recommendation to buy, sell or hold any fund. Returns are annualised, for the growth option, from NAVs published by AMFI. A ranking by past return says nothing certain about the future, and the right fund for you depends on your goals and the rest of your portfolio.

Invsify Technologies Private Limited is a SEBI Registered Investment Adviser, Registration No. INA000020572. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future results.